Funding Solutions for Every Stage of Business Growth

Explore flexible capital options designed to help businesses improve cash flow, fund expansion, acquire assets, and seize new opportunities.

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Product Loan Amount Term Rates Collateral Minimum Credit Key Requirements

Accounts Receivable Financing

Advance cash against outstanding invoices so you don’t have to wait for customers to pay. Flexible terms and no application fees.

  • Up to $20,000,000
  • Rates typically under 2%
  • Collateral: Accounts Receivable
  • Poor credit accepted
  • Fast approval process

Book of Business Financing

For insurance businesses looking to acquire, access working capital, or restructure debt using their book of business as collateral.

  • $50,000 – $50,000,000
  • Terms up to 12 years
  • Commission-based and interest-only options
  • Collateral: Book of Business Report
  • Credit requirements: none

Business Lines of Credit

Flexible revolving access to funds—you only pay interest on what you use. Ideal for short-term needs and cash flow gaps.

  • Up to $100,000
  • 6–12 month terms
  • Rates from 10% – 38%
  • No collateral, 660+ credit
  • Personal guarantee typically required

Business Revenue Lending

Funding based primarily on consistent business revenue verified through bank statements.

  • $10,000 – $10,000,000
  • 6–36 month terms
  • Factor rate: 1.15 – 1.45
  • Collateral: Business revenue
  • 500+ personal credit score

CD-Backed Loans

Use your Certificate of Deposit as collateral to borrow while your CD continues to earn interest.

  • Up to 100% of CD value
  • 1–5 year terms
  • Rates around 2% – 6%
  • Collateral: Certificate of Deposit
  • 600–650+ credit typically

Commercial Truck Loans

Finance trucks, vans, and specialty vehicles for transportation, logistics, or construction businesses.

  • $10,000 – $1,000,000
  • 24–60 month terms
  • Rates ~6.19% – 8.25%
  • Collateral: Financed vehicle
  • 600–675 credit typical

Customer List Monetization Loans

Use the value of your customer database to unlock capital and fund future revenue initiatives.

  • $10,000 – $20,000,000

  • Terms of 3+ years

  • Rates around 5% – 10%

  • Collateral: Customer list/database

  • 650+ credit recommended

Credit Union & Bank Signature Loans

Unsecured personal loans where your signature and creditworthiness back the loan—no collateral required.

  • $1,000 – $50,000
  • 1–5 year terms
  • Rates around 6.50% – 24.99%
  • 600+ credit score
  • Approvals often within 1–3 business days

Crypto Financing

Borrow against your cryptocurrency holdings without selling your assets.

  • $50 – $2,000,000
  • 1 week – 2 year terms
  • 0% – 13.9% rates
  • Collateral: BTC, ETH, SOL & more
  • Typically no credit check